Why Obamacare Won’t Unleash a Flood of Startups

Why Obamacare Won’t Unleash a Flood of Startups

Photograph by Jim Krantz/Gallery Stock Today marks the start of enrollment in the new health insurance exchanges, which will enable people without employer-sponsored health insurance to buy their own. A RAND working paper argues that by making it easier for self-employed people to obtain health insurance, the Affordable Care Act has “the potential to weaken […]

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Why Obamacare Won’t Unleash a Flood of Startups

Why Obamacare Won’t Unleash a Flood of Startups

Photograph by Jim Krantz/Gallery Stock Today marks the start of enrollment in the new health insurance exchanges, which will enable people without employer-sponsored health insurance to buy their own. A RAND working paper argues that by making it easier for self-employed people to obtain health insurance, the Affordable Care Act has “the potential to weaken […]

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Cutting Health-Care Costs for Aging Employees

Cutting Health-Care Costs for Aging Employees

Photograph by Thomas Barwick Question: I have many older employees and pay a lot for health insurance because the cost is determined by the age and health of my employees as a group. What if half of my employees opt not to take the coverage our company offers? Do you have any other suggestions for […]

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How Much Risk Is Too Much for Small Businesses?

How Much Risk Is Too Much for Small Businesses?

Photograph by Eric Bean/Getty Images That’s the question states around the country are asking as they consider restricting how employers can set up their health insurance plans. Colorado lawmakers will hold a hearing April 9 on a bill aimed at keeping small businesses in the state insurance market at a time when some are considering […]

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Explaining Obamacare Subsidies for the Self-Employed

Explaining Obamacare Subsidies for the Self-Employed

Photograph by Alija Question: In signing up for insurance on an Obamacare exchange, what happens if I underestimate my self-employed income for 2014? I make between negative and $50,000 per year, so my income varies widely. Will there be a fine? What if I overestimate—will I take the subsidies off my tax amount? Answer: This […]

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More Smoke Than Light Over the Obamacare Delay

More Smoke Than Light Over the Obamacare Delay

Photograph by Getty Images Yesterday evening the White House announced it would delay implementation of the employer mandate in the Affordable Care Act, giving businesses with more than 50 workers an extra year before they must offer health insurance to employees. The decision came in response to business owners’ “concerns about the complexity of the requirements […]

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Explaining Obamacare Subsidies for the Self-Employed

Explaining Obamacare Subsidies for the Self-Employed

Photograph by Alija Question: In signing up for insurance on an Obamacare exchange, what happens if I underestimate my self-employed income for 2014? I make between negative and $50,000 per year, so my income varies widely. Will there be a fine? What if I overestimate—will I take the subsidies off my tax amount? Answer: This […]

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